OUR ONLINE DIY STUDENT LOAN CONSOLIDATION SOFTWARE WILL ASSIST YOU IN CONSOLIDATING YOUR STUDENT LOANS AND LOWERING YOUR MONTHLY PAYMENT!

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It’s absolutely FREE to get your new official monthly student loan repayment quotes online now! After you provide the required information, we sync you directly to the Department of Education to pull your loans, then calculate your Federal repayment options.

 

Our simple online Do-it-yourself software will walk you through the student loan consolidation application process. The DIY software includes a step by step walkthrough video to assist you in completing our DIY process, As well as a toll free phone number to call in case you have any questions. Below there are two short videos. One will explain What Is Student Loan Consolidation, and the other is A Quick Walkthrough of The DIY Online Software.

Simple , Quick and Secure.

To start the process of lowering your monthly student loan payment:

  • 1. Click  GET STARTED  and answer a few questions.
  • 2. Enter in your FSA username & Password.
  • 3. Select which repayment plan best fits your financial situation. 
  • 4. Instantly print your consolidation application with step-by-step instructions

Income-Driven Repayment Plan Soft Quote Calculator

What Is Student Loan Consolidation?

A Quick Walkthrough of The DIY Online Software

WHY CONSOLIDATE YOUR STUDENT LOANS

Reduce Your Monthly Payment

Student Loan Consolidation will ease the strain on a borrower’s budget by lowering the borrower’s overall monthly payment.

 1 Lender | 1 Monthly Payment

With only one lender and one monthly bill, it is easier than ever for borrowers to manage their debt.

 

Multiple Repayment Options

Borrowers can choose from multiple plans to repay their Student Loans, including plans that base the required monthly payment amount on the borrower’s income. These plans are designed to be flexible to meet the different and changing needs of borrowers. With a Federal Student Loan Consolidation Plan, borrowers can switch repayment plans at any time.

 

WHY USE OUR ONLINE DIY STUDENT LOAN CONSOLIDATION SOFTWARE?

  • Do-It-Yourself Student Online Services offers options to those in need of Student Loan Payment Help. This website identifies which Government Programs are available to you.
  • Our online software will take you through the process to obtain your NEW Federal Student Loan RE-PAYMENT Plan. Not only will this simple document preparation website identify the programs that you qualify for, it will accurately PREPARE your applications
  • Our Easy DO-IT-YOURSELF Software Takes You Step-By-Step Through The Consolidation Process; It Saves You Money, Time & Eliminates The Need To Give Your Personal Information To A Person Over The Phone!
  • COMPLETE THE ENTIRE PROCESS AND RECEIVE YOUR FULLY FILLED OUT FEDERAL STUDENT LOAN CONSOLIDATION APPLICATION WITHIN MINUTES.
  • In Addition To Receiving The Pre-Populated Federal Consolidation Application You Will Also Receive A Detailed Summary Sheet, A Step By Step Instruction Sheet, Access To Our 24/7 Support Website With Live Chat Support, And Email Correspondence Drip Campaign Throughout The 90 Day Consolidation Period Which Will Let You Know Where You Are At In The Process And What The Government Is Generally Doing At Each Point.

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Are Your Student Loans In DEFAULT? but have not yet reached wage garnishment or tax offset status!

Don’t Worry! There Is Still Time To Consolidate & Receive One Low Monthly Payment.

Potential consequences of defaulting on your federal student loans:

  • WAGE GARNISHMENT (the government will take up to 15% of your paycheck).
  •  Your employers will be notified of any wage garnishment.Your Federal taxes can be withheld through a tax offset. This means the IRS can take your Federal tax refund to collect on any of your defaulted Federal Student Loans.
  •  The loan will be reported as delinquent to credit bureaus damaging your credit.
  •  You loose eligibility for additional deferment, forbearance & repayment plans.
  •  Your loan account is assigned to a collection agency.
  •  Your loan debt will increase because of the late fees, additional interest, & collections fees.
  • If your are in default on any of your Federal Student loans you must make arrangements with your current servicers to get out of default or consolidate using the ICR OR IBR repayment option before your lenders take action against you.

FEDERAL STUDENT LOAN REPAYMENT PLANS

Income-Based Plan 

Income-Based Plan Calculates your monthly payment based on your family size and your annual adjusted gross income. 

Income-Contingent Plan

Calculates your monthly payment solely off of your income. 

Pay As You Earn

Caps your monthly federal student loan payment at 10 percent of your discretionary income

Standard Plan

You will make fixed monthly payments and repay your loan in full. You’ll pay less interest for your loan over time under this plan than you would under other plans.

Extended Plan

You may choose to make either fixed or graduated monthly payments and will repay your loan in full over a repayment period not to exceed 20 years.

 

Graduated Plan

If your income is low now, but you expect it to increase steadily over time, this plan may be right for you. Your payments will be lower at first and will then increase over time.

WHAT ARE YOU WAITING FOR?

Takes only 10 minutes to complete our student loan consolidation application process!

Get Started

Do-It-Yourself. They Did!

Bob Zimmerman

Steven Mccoy

Jann White

Juan Orozco

Simple, Fast & Secure!

Kayley Demicco

Shawn Parker

Lisa Earlsman

Kristy Walker

Premier Student Loan Services.Premier Student Loan Services is a private organization and is not a government entity or associated with a government agency.Premier Student Loan Services is a software program that can aid the consumer in the preparation of an application for student loan consolidation. Our software session will identify available Federal student loan consolidation programs that you may select. The use of this software is voluntary and does not constitute legal or financial advice. Please note that Consumers can perform these procedures on their own through the Department of Education and its various entities and are not obligated to use a third party resource.Premier Student Loan Services does not facilitate the negotiation of a debt, the settlement of a debt or the altering of a debt, its use is only for assistance to a consumer in the completion of federal student loan program documents/application.Premier Student Loan Services will not pay your student loans for you or on your behalf. It is the responsibility of the user to review their documents for accuracy, to provide the proper supporting documentation as needed, to personally sign their documents and mail their documents to the servicer of their choice.

*Results may vary and are solely based on The Federal Consolidation Program that you select and based on the information that you provide. By utilizing this software, you are agreeing to be bound by the above software’s terms of service and all applicable laws and regulations. Copyright 2016. All Rights Reserved.